We have developed 6 model portfolios which are similar to the actual portfolios used by our clients. The 6 portfolios demonstrate clearly the trade off between risk and reward with the "safest" portfolio consisting entirely of one month treasury bonds and the most "aggressive" entirely of stock.

The suitability of each portfolio varies considerably from one investor to another. The principle determining factors are as follows.

1. When the investor plans to withdraw some or all of the investment.

2. The total value of long term investments held by the investor.

3. The investor's total income.

4. The amount of annual loss the investor could tolerate as part of the risk.

5. The investor's knowledge of capital markets and financial economics.

6. The age of the investor or number of years to retirement.

We have developed a simple strategic risk profiler which helps you to begin to understand which type of portfolio might be appropriate for you. Please click on the button on the left hand side to get a one minute strategy.